Lyft drivers get into accidents like any other driver. Whether you are a Lyft passenger or Lyft driver or in a vehicle that a Lyft driver hit, you may find that filing for compensation for your injuries can be complicated. From discovering the at-fault party to fighting for your pain and suffering, an Ocala Lyft accident lawyer from Bogin, Munns & Munns can help.
Our personal injury attorney team understands the intricacies of Lyft’s liability coverage and the circumstances that allow coverage for your losses. You have a right to receive compensation for your losses. We will fight for you.
How Our Ocala Lyft Accident Lawyer Can Help Your Case
If you want to clarify how to file your car accident insurance claim, our Ocala car accident attorneys can guide you in the right direction. Our team is familiar with filing claims for Lyft passengers, drivers, and third-party drivers hit by a Lyft driver. The benefits of having a rideshare accident lawyer include the following:
- Investigation of your accident
- Identification of the at-fault driver or liable party
- Familiarity with Lyft’s insurance policies
- Gathering evidence to support your case for compensation
- Communicating with the at-fault driver’s insurance and other involved parties
- Conducting settlement negotiations on your behalf
- Representing you in civil court if we cannot settle your case outside of court
Our team offers a free consultation, and we work on contingency, creating a risk-free way for you to fight for compensation. We receive a percentage of your final settlement or damage award.
To consult with an experienced lyft accident lawyer serving Ocala, call 855-780-9986
Can You Recover Compensation After an Accident With a Lyft Driver in Ocala?
Yes, even with the no-fault insurance law in Florida, you might be able to receive additional compensation for your losses. Under no-fault, the driver’s insurance coverage pays the initial reimbursement for personal injury protection (PIP) and property damage liability (PDL).
The minimum coverage of $10,000 for PIP and PDL is often insufficient to cover the costs associated with a severe accident. Once the initial coverage is used, our team can seek compensation from the at-fault party for your losses.
Lyft maintains a standard liability policy that includes the following:
- $50,000 PIP coverage per person
- $100,000 PIP coverage per accident
- $25,000 PDL per accident
Lyft carries higher liability coverage for injured third-party victims, including up to $1,000,000 for damages. Certain circumstances must be in place to qualify for this coverage. Our Lyft accident team can evaluate the Ocala-area accident and determine the policy coverage available for your compensation.
Ocala Lyft Accident Lawyer Near Me 855-780-9986
What Compensation Can You Receive After an Ocala Lyft Accident?
Medical expenses can add up quickly after an accident. Combining those unexpected expenses with your routine household costs can be overwhelming. When our team seeks compensation for you, we consider your current situation and your future needs to develop a compensation plan that will meet your needs.
Compensation is split into two general categories – economic and non-economic losses.
Economic damages are accident-related expenses, such as medical bills and car repairs. Examples of economic losses include:
- Ambulance transportation costs
- Hospital stays
- Surgical costs
- Medical devices
- Future medical and follow-up care
- Home modification, if necessary
- In-home nursing care
- Physical therapy
- Income loss
- Future lost income
- Property damage
We document each item in your claim with a corresponding bill, receipt, or statement from your doctor or employer. Our calculations will include projected future losses or costs expected due to your injuries.
Non-economic losses have no direct monetary loss. These are areas that affect your day-to-day life after an accident. Although they have no exact valuation, our team uses a formula to assign a monetary value to compensate for the changes in your life necessitated by your injuries. Areas we may use for non-economic losses include:
- Pain and suffering
- Emotional and mental anguish
- Permanent scarring
- Temporary or permanent disability
- Loss of consortium
Our team may identify other non-economic damages while reviewing your losses. We will look at each loss and advise you on how much compensation you could seek from the liable party.
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How does Lyft’s Insurance Coverage Work?
Rideshare insurance works on the following system:
- (Period 0) During regular vehicle use, the driver has the app off, and any accident is covered by their auto insurance policy only.
- (Period 1) The app is on in the ready phase. The driver still needs to be matched to a passenger. Their auto policy provides coverage during this phase, with some coverage provided by Lyft’s liability policy.
- (Period 2) With the app on, the driver has been matched to a passenger and is on their way to pick up the passenger. During this phase, the driver’s insurance and some Lyft policy coverage may be available.
- (Period 3) Once a passenger is in the rideshare vehicle, Lyft’s commercial auto insurance policy is in effect. This policy remains in effect until the passenger is at their destination and exits the vehicle. The driver then reverts to Period 1 until they are on the way to pick up the next passenger.
Rideshare insurance can be confusing. It is often beneficial to discuss your accident with an Ocala Lyft accident lawyer to determine what insurance coverage will provide compensation.
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What to Do Promptly After an Ocala Lyft Accident
Per Florida Statutes § 316.066, all accidents in Florida must be reported on a Florida Traffic Crash Report (long form) if the accident.
- Caused a death or personal injury or results in complaints of pain or discomfort from any occupants
- Involves a hit-and-run situation (Florida Statutes § 316.061)
- Involves driving under the influence (DUI) of drugs or alcohol (Florida Statutes § 316.193)
- Involves a commercial vehicle
The crash report is typically law enforcement’s responsibility. Still, each driver should ensure the responding office completes the form. Other important things to do if your injuries permit you to move about freely include the following:
- Collect information for all occupants of all vehicles.
- Take photos and video footage of the scene and damaged vehicles.
- Take pictures of your injuries.
- Report the accident to Lyft via the app.
- Jot down notes about the accident to keep it fresh in your mind.
- Keep all paperwork from medical treatment and law enforcement.
Continue any follow-up medical care that first responders prescribe. It is essential to follow all medical instructions throughout your recovery period.
Call Us Today for Legal Help After an Ocala Lyft Accident
Contact our team today to learn how an Ocala Lyft accident lawyer from Bogin, Munns & Munns’ can help you recover compensation after a rideshare collision. We can seek monetary damages on your behalf either through an insurance claim or lawsuit and help you hold the liable party accountable. Call us today to get started.