When you suffer injuries in the workplace, your workers’ compensation insurance is supposed to be there for you to fall back on. Sadly, many workers’ compensation claims are wrongfully denied every year, but this rejection does not have to be the end of your fight for justice.
Workers’ compensation lawyers with Bogin, Munns & Munns can be there to help you obtain the compensation you need to help after getting hurt at work in Ocala, Florida. Our law firm has proudly fought for workers’ rights since 1979. Together, we can work to hold your employer responsible for their negligent actions.
Ocala Workers’ Compensation Lawyers with Our Firm Fight for Your Rights
If you feel like a workers’ compensation claim is not going to be enough for you, we can help you understand whether you qualify for a lawsuit.
Ultimately, we want our legal services to help take the pressure off you and your loved ones during this difficult time. Some of our services include:
- Working on the appeals process
- Reviewing your workers’ compensation claim and checking for errors
- Negotiating financial settlements
- Calculating the overall value of your losses
- Civil litigation services
- Determining liability
- Gathering evidence
- Providing legal counsel
- Teaching you about important laws
- Tracking upcoming deadlines
To consult with an experienced workers' compensation lawyer serving Ocala, call 855-780-9986
Seeking Damages with a Workers’ Compensation Claim
Workers’ compensation insurance is designed to help you heal after you’re injured at work, so you can rejoin the workforce.
Accordingly, workers’ compensation payments generally cover:
- The cost of your medical bills and long-term recovery
- Training programs, vocational counseling, and job placement services to assist you if you return to the workforce and find yourself unable to complete your previous job duties due to injury
- The cost of traveling to your doctors’ appointments
- Medical devices
- Lost wages
In accordance with Florida Statutes § 440.15, these payments can continue for up to 104 weeks if you are partially disabled. If you have suffered catastrophic injuries, you might even receive regular payments for the rest of your life.
Physical and Psychological Damages Might not Be Covered
The same laws that protect your right to certain damages also make it very difficult to sue your employer. If the court does allow you to move forward with a lawsuit, you may be eligible to recover damages, such as:
- Pain and suffering
- Mental anguish
- Diminished quality of life
- Loss of consortium
If you retain an Ocala workers’ compensation lawyer at our law firm, we can be there to help you understand all your legal options before you make any serious decisions.
Common Questions About Workers’ Compensation in Ocala
Our attorneys have spent years studying Florida’s workers’ compensation laws. Unfortunately, this process can be overwhelming and confusing, especially if you have never been in this situation before.
Thankfully, the Florida Division of Workers’ Compensation answers some of the most common questions victims ask after a work-related injury:
How are Workers’ Compensation Payments Calculated?
Your check will equal 66.66% of your average weekly wages before the injury occurred. Most workers’ compensation payments are sent to you every other week (twice a month).
However, this percentage is subject to change depending on whether you were injured before October 1, 2003, or after that date.
Is My Employer Allowed to Fire Me if My Injuries Leave Me Unable to Work?
Absolutely not. If your employer fires you while you are collecting workers’ compensation benefits, you may be within your rights to take legal action against them for wrongful termination or discrimination.
Can I get Unemployment and Workers’ Compensation at the Same Time?
No. To qualify for unemployment payments, you must be physically able to work. Therefore, receiving temporary disability benefits disqualifies you from collecting unemployment at the same time.
Can I get Social Security Payments and Workers’ Compensation at the Same Time?
Yes, but the payments will offset one another. Your workers’ compensation payments will be reduced by the amount of your Social Security benefits.
For example, if you are receiving $1,000 a week in workers’ compensation benefits and $400 in Social Security benefits, your total benefits will not equal $1,400. Your total benefits will still equal $1,000 after the worker’s compensation benefits are reduced to $600. By law, these two benefits are not allowed to equal more than 80% of your average weekly wages
If you have any further questions about how workers’ compensation claims work in the State of Florida, our personal injury attorneys will be happy to assist you during your initial consultation.
Ocala Workers' Compensation Lawyer Near Me 855-780-9986
Statute of Limitations on Workers’ Compensation Claims in Ocala
According to Florida Statutes § 440.185, you must file your workers’ compensation claim within two years of your injuries. However, you are required to notify your employer within 30 days of the accident.
If filing a lawsuit against a third-party is necessary, Florida Statutes § 95.11 requires you to file within two years in most cases. Ultimately, this statute of limitations is subject to change depending on the nature of your lawsuit and the date you found out about your injuries. Not every worker’s compensation claim involves a third-party claim, so you can speak to a lawyer to discuss your best options.
Our attorneys know that all these laws can be difficult to keep track of, especially since you have so many other things going on in your life during a time like this. With our law firm in your corner, we can keep track of these rules while you dedicate yourself to recovering from your injuries and spending time with your loved ones.
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Get Help From Bogin, Munns & Munns Today
Here at Bogin, Munns & Munns, we believe that employers are not above the law. If you feel like you were wrongfully denied the benefits you deserve, our workers’ compensation lawyers could be there to fight for you at every turn.