Rideshare services offer a convenient way to get around Orlando, whether for visitors sightseeing or for local Florida residents going about their day-to-day lives. However, an accident with a rideshare driver can leave you uncertain of how to proceed with seeking compensation. Insurance coverage for ridesharing accidents can be complicated. A lawyer can help you navigate your next steps moving forward.
An Orlando Uber and Lyft ridesharing accident lawyer may be able to fight for compensation. Learn more by contacting Bogin, Munns & Munns. Your initial consultation is free. Additionally, it does not cost anything for our team to get started on your case. We only receive payment in the event that we settle your claim or lawsuit.
Call a team member from our office today at (407) 578-9696 for your free case review.
Rideshare Insurance Coverage After an Accident
Uber and Lyft have implemented similar insurance policies for when their drivers are involved in accidents. These coverages vary depending on the circumstances of your accident with the rideshare driver.
For instance, the following rideshare scenarios could be relevant when you file an insurance claim. These coverages will be applicable whether you were injured as an Uber or Lyft passenger, a pedestrian, another driver, or a cyclist.
If the Driver Was On-Duty with a Passenger
An on-duty driver who was actively shuttling a passenger is a party who would be covered by Uber or Lyft’s insurance policies. This coverage has high maximums for bodily injury and property damage costs. Uber or Lyft could cover up to $1,000,000 in third-party liability coverage.
If the Driver Was On-Duty Without a Passenger
In this scenario, you could first file a claim with the at-fault driver’s insurance carrier.
In the event that the driver’s insurer denies your claim, Uber or Lyft’s insurance policies could apply.
If the Driver Was Not Logged Into the App
An off-duty driver will not receive coverage from Lyft or Uber’s insurance policies. As such, an accident with an off-duty driver will involve the driver’s personal insurance coverage.
A lawyer from Bogin, Munns & Munns can identify which insurance policies could help your situation. You can call our Florida law firm today to learn more.
To consult with an experienced uber and lyft ridesharing accident lawyer serving Orlando, call 855-686-6752
Florida Is a No-Fault State
In Florida, the state’s no-fault insurance requirements mean that in the event of a collision, you will first file a claim with your own insurance carrier. From there, your financial recovery options will rest on the type of policy that you purchased and what is covered.
Only if your injuries are serious enough can you pursue a claim or lawsuit against the negligent driver. Some serious injuries could include limited sensation in parts of the body, disfigurement, or long-term cognitive impairments. A lawyer can tell you more about whether your case meets the serious injury threshold.
An Orlando Uber and Lyft ridesharing accident lawyer is available to help you navigate the complexities of a rideshare accident. Speak with a team member from Bogin, Munns & Munns to learn how we can help. Call us at (407) 578-9696.
Orlando Uber and Lyft Ridesharing Accident Lawyer Near Me 855-686-6752
How a Lawyer Can Help with Your Case
After an accident, you may face many challenges to your health, finances, and livelihood. A lawyer can step in and help you handle the legal process of filing an insurance claim. While it may seem straightforward to add up the cost of your losses and request that amount from an insurance provider, many factors can affect the outcome of your case. Yet, a lawyer can bring clarity, legal knowledge, and negotiation skills to your case.
Your Lawyer Can Explain Florida’s Statute of Limitations
While it is likely that you will be able to settle your case through negotiations with the insurance company, your case may come to a standstill. In this instance, a lawyer can file a lawsuit against the negligent party and bring your case to trial.
To file a lawsuit, your case must be in compliance with the state’s statute of limitations for filing personal injury lawsuits. In the state of Florida, this deadline falls four years after the date of your accident, according to Florida Statute § 95.11.
Some aspects of your situation could extend the amount of time in which you have to act. Certain exceptions are listed under Florida Statute § 95.051. Your lawyer can explain whether any of these exceptions apply to your circumstances.
A Lawyer Can Evaluate Your Losses and Fight for Fair Compensation
When you are injured after an accident, you may have a range of medical costs associated with the services required to diagnose and treat your condition. On top of these expenses, you could be losing income.
Your lawyer will help you determine a fair value for your case, one that encompasses the full scope of your losses. Your receipts for medical expenses will be considered along with other, less tangible losses, such as your pain and suffering. These are losses that may be harder to evaluate financially. However, you do not need to worry about calculating the cost of your pain and suffering when you have Bogin, Munns & Munns on your side.
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We Require No Upfront Fees to Get Started
Working with a lawyer can sound like one more expense on top of your accident-related costs. However, we do not require any upfront payments to get started on your case. We take our fees out of the compensation we get for you. If we cannot resolve your case, then you are not responsible for paying for certain services.
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A car accident can change your life. You could be living with debilitating injuries, or you may have had to change jobs in order to accommodate a short-term or long-term disability. Even minor injuries can leave you with medical costs and missed income from lost days at work.
Let an Orlando Uber and Lyft ridesharing accident lawyer answer your questions and help you fight for compensation. A representative from Bogin, Munns & Munns can take your call and assess how we may be able to help. Call us at (407) 578-9696.