Whether you are a Daytona Beach resident or a visitor from out of state, you may use a ridesharing service to get around the city. While ridesharing services are very convenient, there are risks involved. Though Uber vets its drivers before they start picking up passengers, car accidents can still happen.
If you have been involved in a ridesharing accident, you may benefit from seeking the aid of a personal injury law firm. The firm will be able to help you understand your situation, discuss insurance options with you, determine liability, and help you seek compensation for any injuries or property damage you sustained. When you want to work with a Daytona Beach Uber accident lawyer, Bogin, Munns & Munns is ready to help.
Are the Recoverable Damages the Same for Uber Accidents and Other Car Accidents?
Ridesharing accidents can be more complicated than other car accidents because multiple insurance companies are often involved. However, the damages you may recover are the same, whether you are involved in an Uber accident or any other type of accident.
Economic damages include any damages with a clear monetary value. These damages often include:
- Lost income
- Medical expenses
- Lost future wages
- Property damage
You may recover compensation for all of these damages following your accident.
It is important that you not forego medical treatment. If you do not visit the emergency room or a doctor immediately after the accident, the insurance company may argue that you were not injured in the accident. Even if you don’t believe you are seriously injured, you should still visit a doctor to ensure you don’t have any internal injuries that have yet to present symptoms.
You also should not force yourself to go back to work before you are ready. If you do, the insurance company may believe you are fully recovered and use that as an excuse to deny or reduce your claim.
Non-economic damages include all of the non-financial consequences of the Uber accident. These damages may include:
- Pain and suffering
- Emotional anguish
- Loss of enjoyment of life
Non-economic damages can be very detrimental to your life, and you should be properly compensated for them. If you are unsure if something qualifies as a non-economic damage, your Daytona Beach Uber injury attorney can answer your questions.
To consult with an experienced uber accident lawyer serving Daytona Beach, call 855-686-6752
Determining Liability in a Daytona Beach Uber Accident
To properly determine liability in an Uber accident, your Daytona Beach attorney can review the crash report. According to Florida Statutes § 316.066, it is mandatory to report an accident within ten days of any crash that results in death or injuries. In most cases, that will happen when the police come to the accident scene.
The police report will contain vital information, such as:
- Where the crash occurred
- When the crash occurred
- Who was involved
- Contact information for witnesses
- Names and addresses of everyone involved
- Insurance company information
Your attorney can use this information to review your accident and speak with any witnesses or professionals who may be able to help determine liability.
Whose Insurance Will Pay for Your Damages?
Whether Uber’s insurance will cover your accident depends on the driver’s status at the time of the accident.
- If the driver were logged out of the Uber app when the accident occurred, their personal insurance applies.
- If they were logged into the app but had not matched with a passenger yet, Uber carries a limited liability policy that may cover damages if the driver’s personal insurance does not.
- If the driver was on the way to pick up a passenger or had a passenger in their car at the time of the accident, Uber offers a $1 million third-party liability policy to cover injuries and property damage.
Florida Is a No-Fault State
Florida is a no-fault state, meaning every driver must carry a personal injury protection (PIP) policy worth at least $10,000. If you hold a PIP policy, it may cover some of your medical expenses. However, PIP coverage only covers a certain percentage of your medical bills and lost wages, and it will not pay out more than your policy is worth.
If your damages exceed the limits of your PIP policy, your Daytona Beach Uber injury lawyer can help you file a claim with the at-fault driver’s policy, whether that be a personal insurance policy or Uber’s liability policy.
Daytona Beach Uber Accident Lawyer Near Me 855-686-6752
How Long Do You Have to File a Lawsuit After an Uber Accident in Daytona Beach?
Per Florida Statutes § 95.11, you generally have up to four years to file a personal injury lawsuit after an Uber accident. If you lost a loved one in a ridesharing accident, you may have just two years to file a lawsuit to recover damages.
While these deadlines sound like more than enough time to file your suit, preparing a solid case takes a long time. We encourage you to reach out to us as soon as possible after your accident, so you don’t risk missing the deadline.
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If you suffered injuries in an accident with a ridesharing vehicle, whether as a passenger or driver of another car, you may be entitled to compensation. While your PIP policy and/or the liable party’s insurance company may provide you with the compensation you are entitled to for all the damages you suffered, the situation may be more complicated. If you are struggling to obtain proper compensation, we can help.
At Bogin, Munns & Munns, we can help you seek damages by determining liability, calculating your damages, and filing a lawsuit if necessary. We will work tirelessly on your behalf to ensure the insurance company treats you fairly and you do not have to pay for your losses. Contact us to learn more about how a Daytona Beach Uber accident lawyer from our team can help you.