You can sue your homeowners’ association (HOA) for negligence if you or a loved one was injured because of flawed, faulty, or negligent repairs or security. HOA negligence can include unrepaired steps, driveways, or other surfaces that lead to slip and fall accidents and injuries. It can also include broken or malfunctioning elevators, icy, snowy, or debris-laden walkways, and falling debris. These conditions could form the basis of a personal injury insurance claim or lawsuit.
A personal injury lawyer in your area can help you build a strong case for financial compensation against your HOA. He can research applicable HOA laws, collect evidence, speak to witnesses, and request maintenance and other relevant records that support your case. While your lawyer handles the details of your case, you can focus on your recovery or on helping an injured loved one recover.
Define Your HOA’s Negligence
To pursue compensation from your HOA, you are required to establish its negligence. That means proving the HOA:
- Owed you a duty of care
- Breached its duty to you
- Caused your physical injuries
- Caused your financial damages
You can also pursue damages if your real or personal property was damaged as the result of negligence. As a homeowner who is part of an HOA, it can be difficult to pursue the association where you and your family continue to reside. A lawyer can help you view your case objectively and ensure the HOA is held accountable for its actions or failure to take action.
How Can I Prove My HOA Was Negligent?
To compel the HOA to compensate you for your injuries, you have to prove it was negligent. Doing so on your own can be challenging. You can prove the HOA’s negligence and liability with the following evidence:
- Medical records and other proof of the extent of your injuries
- Evidence of property damage due to poor HOA maintenance
- Witness statements, photos, and videos of the accident area
The lawyer who represents you can also help you obtain the HOA’s maintenance records and receipts. These will prove that needed repairs and cleanups were not made or were not made in an acceptable manner.
To consult with an experienced personal injury lawyer today, call 855-686-6752
A Lawyer Can Help You Make a Formal Complaint in Writing
Like many personal injury cases, your case against the HOA starts with a complaint of injury. A lawyer in your area can help you establish your case, prove the HOA’s liability, and send an initial demand letter. This letter will outline your case and the costs associated with your injuries and property damage.
On your own, it can be hard to understand where to seek compensation since your HOA may have contracts with builders, vendors, and maintenance companies. These contractors and subcontractors may bear some responsibility for the conditions that caused your injury.
A personal injury lawyer can make preparing your case easier. A lawyer who is familiar with HOA regulations, local ordinances, and state laws can help you assign liability to the appropriate party or parties and seek compensation from their insurance provider.
What Damages Can I Recover from My HOA?
When you seek compensation from your HOA, you can recover the same damages you would be entitled to in a personal injury case. These include damages for your injuries and their associated costs.
Recoverable damages include:
- Immediate and ongoing medical bills
- Immediate and ongoing loss of income
- Ongoing physical pain and suffering
- Ongoing mental and emotional distress
- Property damage or total destruction
Your lawyer will make sure your request for damages is complete and accurate and that no valid compensation has been overlooked. He will also help you negotiate a fair and appropriate settlement. If one cannot be agreed to, he will make sure your lawsuit is filed within the allotted time so you can take your case to court, if needed.
Additional Benefits of a Local HOA Lawyer
A local HOA lawyer can help you build a strong case for compensation and keep it moving forward. He can ensure timely and mandatory notifications are made. He can also make sure the filing of your case complies with your state’s statute of limitations.
Your lawyer will also handle:
- Evidence collection and submission
- Communication and correspondence
- Ongoing settlement negotiations
- Representation at trial, if needed
HOA matters are complex and can be stressful when handled alone. A lawyer can help you understand each phase of the financial recovery process and ensure your case heads in the right direction.
Put Bogin, Munns & Munns to Work on Your HOA Issue
Were you or someone you love injured because your homeowners’ association did not make proper or timely repairs? If you were, you can sue your HOA for negligence to recover the costs of your injuries and related expenses.
Contact one of our Bogin, Munns & Munns team members to start building your case today.