Orlando Car Accident Attorney Ryan Munns Explains No-Fault Insurance

No-Fault Insurance Meaning - Florida Personal Injury Attorney Ryan Munns | Bogin, Munns & Munns
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Well, “no-fault’s” one of those misnomers, I think, in the law.  It assumes that we here in Florida aren’t concerned with fault.  We are concerned with fault.  But it’s irrespective of fault.  The way the statute reads, you must go through your own car insurance company for your medical care.

That’s even if the at-fault party, the person who really truly’s responsible, has the greatest coverage in the world, your own car insurance must pay your bills, first and foremost.  Your wages, first and foremost.  And your out-of-pocket expenses.

As to how much they ultimately pay, it’s important for you to speak to an attorney.  Coverages depend on circumstances.

…You must go through your own car insurance company for your medical care.

But it is the general rule of thumb, your own insurance company that first must intervene.  They pay bills, they pay wages, to take care of you after an accident, even if that accident is someone else’s fault.


Ryan Munns is an experienced personal injury attorney and Partner with Bogin, Munns, & Munns, a full service law firm with offices in Orlando, Clermont, Kissimmee, Orange City, Daytona Beach, Ocala, Melbourne, Gainesville, and Leesburg.  Mr. Munns works out of the Orlando office and welcomes questions and comments regarding the above.  He can be reached at ryan@boginmunns.com.

NOTICE: The article above is not intended to serve as legal advice, and you should not rely on it as such. It is offered only as general information. You should consult with a duly licensed attorney regarding your Florida legal matter, as every situation is unique. Please know that merely reading this article, subscribing to this blog, or otherwise contacting Bogin, Munns & Munns does not establish an attorney-client relationship with our firm. Should you seek legal representation from Bogin, Munns & Munns, any such representation must first be agreed to by the firm and confirmed in a written agreement.

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