Orlando Car Accident Attorney Ranier Munns – “How Much Car Insurance Do I Need?”

How Much Insurance Do I Need? - Ranier Munns | Bogin, Munns & Munns
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Well, as much as you can afford!

We live in a real litigious society, and people associate automobile accidents, I’m afraid, sometimes, with a deeper pocket. That’s a whole subject matter that’s sensitive to me. But, for sure, you have to have minimal coverage called “PIP” in order to get your car registered. You get a tag on your car, you have got to show that you have personal injury protection. And that protects you, pays your medical bills, your lost wages. You don’t have to have liability coverage in our state to drive. And because that’s the law, the best spent premium for someone who’s going to be out on the road, is to talk to their insurance agent about what it costs to have uninsured or underinsured motorist coverage.

You’re buying coverage for someone who may strike you or cause an accident where you’re hurt and because they’re not required to have liability coverage, you’re buying (if you will) some insurance to protect yourself if that happens. It’s money well spent.

Well, as much as you can afford!

You need to have PIP to get your tag, liability coverage to protect yourself (if you can afford it, and you should be responsible), and certainly uninsured or underinsured motorist coverage.


– Ranier Munns is an experienced personal injury attorney and managing shareholder of Bogin, Munns & Munns, a full service law firm with offices in Orlando, Clermont, Kissimmee, Orange City, Daytona Beach, Ocala, Melbourne, Gainesville, and Leesburg. Mr. Munns works out of the Orlando office and welcomes questions and comments regarding the above. He can be reached at ranier@boginmunns.com.

NOTICE: The article above is not intended to serve as legal advice, and you should not rely on it as such. It is offered only as general information. You should consult with a duly licensed attorney regarding your Florida legal matter, as every situation is unique. Please know that merely reading this article, subscribing to this blog, or otherwise contacting Bogin, Munns & Munns does not establish an attorney-client relationship with our firm. Should you seek legal representation from Bogin, Munns & Munns, any such representation must first be agreed to by the firm and confirmed in a written agreement.



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