In some cases, the best answer to relieving overwhelming financial stress and being able to get back on stable footing is to file for bankruptcy. At Bogin, Munns & Munns, our attorneys can handle bankruptcies for individuals or corporations.
If you are considering filing bankruptcy in The Villages or want to know more about the process before you decide, a The Villages bankruptcy lawyer from Bogin, Munns & Munns may be able to help. Our team will look over the circumstances that have led you to consider bankruptcy and discuss your options. Call us today at
Let Our Team Explain Your Options With You
Bankruptcy may be an effective way to manage overwhelming debts for individuals, families, seniors, and business owners. The team at our office in The Villages serves clients in Sumter County, Lake County, Marion County, and other nearby areas.
Bankruptcy is a legal proceeding allowed under federal law, specifically Title 11, known as the United States Bankruptcy Code. This law creates several options for people carrying too much debt or struggling to repay their creditors. Among these options are the three most common types of bankruptcy:
- Chapter 7
- Chapter 11
- Chapter 13
The name of each type of bankruptcy comes from the chapter under federal law. Each also has its own distinct purpose, qualifications—called a means test for Chapter 7 bankruptcy—and features. Our team can help you evaluate your options and determine which type of bankruptcy best fits your financial situation, or if there are better options for you based on your circumstances.
Chapter 7 bankruptcy is common for those who do not have a high income, have few assets, and carry too much debt. It is likely what you think of when you hear bankruptcy. It involves outlining your assets and debts and liquidating some of the things you own to cover the money you owe. If you do not have assets to cover some of your debts, some of them will be wiped away, such as credit card debt.
Chapter 11 bankruptcy and Chapter 13 bankruptcy are generally reused to reorganize debts or restructure businesses, allowing them to retain assets or continue to operate while they pay down the debts under a new, more affordable plan. Chapter 13, in particular, is often a good option for those who need debt relief but do not pass the means test to file for Chapter 7 bankruptcy.
To consult with an experienced bankruptcy lawyer serving The Villages, call 855-686-6752
Filing Bankruptcy Will Immediately Stop Debt Collectors
The goal of bankruptcy, in general, is to help those who are overwhelmed with debt to repay their creditors and get out from under the burden of the debt they carry. If you feel like you are suffocating because of the pressure on you to pay bills you cannot afford, and the creditors and debt collectors will not stop calling, filing for bankruptcy will immediately offer relief from the phone calls and letters.
Debt collectors cannot legally or ethically contact you about a debt included in your bankruptcy. Of course, we will still need to make several appearances and represent you through this process of reorganizing, paying off, or writing off your debt. All bankruptcy cases go through federal courts since the procedure is made possible under federal law. Bankruptcies filed from The Villages generally go through the U.S. Bankruptcy Court, Northern District of Florida.
You will not have to appear in federal court alone or navigate any other step of this process on your own. Your The Villages bankruptcy attorney from Bogin, Munns & Munns will represent you throughout the process. Call
The Villages Bankruptcy Lawyer Near Me 855-686-6752
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Your debt does not have to define this era of your life. You do not have to live this way, whether you are starting a family, have teenagers at home, or are preparing for retirement. We understand the benefits of bankruptcy for those who have life-controlling medical, credit card, or other debt. A member of our Central Florida bankruptcy team can review your financial circumstances and help you make the best decision for you.
If you are considering filing bankruptcy as an individual, family, or business, we invite you to fill out the Bogin, Munns & Munns online bankruptcy questionnaire. When you complete this form, you will receive a call back from a member of our bankruptcy team. This telephone consultation gives you an opportunity to voice your concerns, ask questions and get frank answers.
Reach out to Bogin, Munns & Munns for help now.
Bogin, Munns & Munns: A Full-Service Law Firm Serving Central Florida
While Bogin, Munns & Munns has attorneys who cover virtually the full spectrum of Florida law, we also have team members dedicated to providing the information, support, guidance, and legal representation you need, including a The Villages bankruptcy lawyer.
Since 1979, the team at Bogin, Munns & Munns has provided legal services to clients throughout Central and North Florida. Let our team assist you with your legal needs today.
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Speak to a Member of the Team at Bogin, Munns & Munns Serving The Villages
If you are ready to seriously consider filing for bankruptcy, or if you have questions or concerns you need a clear answer to before you move forward, a The Villages bankruptcy lawyer from Bogin, Munns & Munns may be able to help. We are here to help you understand your options and make it easier to navigate the process.
In addition to our office in The Villages, we also serve much of Central Florida and other areas of the state through 12 additional offices: Clermont, Cocoa, Daytona, Gainesville, Kissimmee, Leesburg, Melbourne, Ocala, Orange City, our main office in Orlando, St. Cloud, and Titusville.
You can speak with a member of the staff at Bogin, Munns & Munns now by dialing