In Florida, workers’ compensation payments are generally two-thirds of your pre-injury average weekly wage, up to a maximum of $1,295 per week (as of 2025). The amount you receive may vary depending on your disability category and pre-injury salary.
If you need help securing workers’ compensation benefits or believe you are not receiving the correct amount, an Orlando workers’ compensation lawyer is your best resource for information, legal representation, and advocacy.
What Types of Wage Replacement Coverage Are Available From Workers’ Comp in Florida?
Workers’ compensation provides financial support to employees who cannot work due to an on-the-job injury or illness. The amount an injured worker receives in Florida will depend on the nature and severity of their injury. The categories of available wage replacement benefits include:
Temporary Partial Disability (TPD)
If you can return to work in a limited capacity while you recover, you may be eligible for TPD benefits. Your payments will be 80 percent of the difference between 80 percent of your average weekly wage pre-injury and the wages you earn post-injury. TPD benefits will not exceed two-thirds of your pre-injury wages.
Temporary Total Disability (TTD)
If an injury completely prevents you from working while you undergo treatment and rehabilitation, you may qualify for TTD benefits. TTD generally pays two-thirds of your average weekly wage, up to $1,295.
Permanent Partial Disability (PPD)
If you have a permanent disability but can still perform some gainful activity, a doctor will examine you and assign a permanent impairment rating (PIR). Your PIR determines how much you can receive in wage loss benefits.
Permanent Total Disability (PTD)
For injuries that result in a permanent inability to work, PTD benefits provide two-thirds of your usual pay, up to the state maximum. These benefits continue until the employee reaches retirement age or for life if the employee is ineligible for Social Security retirement benefits.
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How Much Should You Receive for a Workplace Injury?
While understanding how Florida workers’ compensation payments are calculated is necessary to ensure you receive the correct benefits, the formulas used are complex. It may be difficult to determine exactly how much you should receive based on your injuries and missed work.
If you have questions about your payment, are struggling to get approval, or believe you are receiving an incorrect amount, you can speak with a workers’ compensation attorney who can assess your case and provide assistance when necessary. They will know how to manage the claims process and secure the benefits you deserve.
What Other Benefits Are Available Through Workers’ Comp in Florida?
Workers’ comp also provides other benefits to injured or sick workers. They include:
Medical Benefits
Workers’ compensation benefits in Florida cover all medically necessary treatments for a work injury or illness, including doctor visits, hospital stays, surgeries, medications, and rehabilitation.
However, it is important to note that your employer or their workers’ comp insurance company can choose your treating physician or hospital. They should provide guidance about where to go for treatment after an accident or incident.
Vocational Rehabilitation
If an injury prevents you from returning to your previous job, you may qualify for vocational rehabilitation. These services can include job training, education, and job placement assistance. This could allow you to return to the workforce and earn a living again despite significant injuries or new impairments.
Death Benefits
When a worker dies from their work-related injuries or illness, Florida law provides death benefits to their dependents. According to the Florida Department of Financial Services, these benefits could include:
- Reasonable funeral and burial expenses up to $7,500
- Wage loss payments
- Educational training for the decedent’s surviving spouse
When Do I Need a Florida Workers’ Compensation Attorney?
Sometimes, the best thing you can do after a workplace injury or illness is to speak to an Orlando workplace injury lawyer about your claim and benefits. We encourage you to contact our personal injury law firm if:
- The insurance company denies your claim: Insurers often deny claims for lack of medical evidence or a dispute over whether the injury is work-related. Your attorney can fight the denial for you.
- You think you are not getting all the benefits you deserve: Florida workers’ comp laws are complex. Your lawyer will ensure the insurer treats you fairly and you do not miss out on any benefits you are entitled to receive.
- The insurer has miscalculated your average weekly wage (AWW): The insurance company should calculate your AWW by averaging your wage for the 13 weeks before your injury or diagnosis of a work-related illness. If you did not work for a full 13 weeks before your injury, the insurance carrier should consider the wages of a similarly compensated employee in the same position. This calculation process can get complicated, and an attorney can ensure you receive fair benefits.
- You have a permanent injury: If your injury causes a new disability, your claim is likely worth more, and the insurance company may fight the claim harder. An attorney can help you secure the benefits you deserve.
- You have a preexisting condition: When injured workers have preexisting conditions, insurance companies often deny their claims or say their injuries are not work-related. A lawyer can help you support your claim with medical evidence and other proof of your workplace injury.
- You are not receiving adequate medical care: If you are denied treatment or forced to see a biased doctor, your lawyer can fight to get you the care you need.
- Your employer retaliates: Some employers may retaliate if you file a workers’ compensation claim. An Orlando employment lawyer can offer advice and ensure you understand your legal rights.
- You want to settle your case for a lump sum: Your lawyer can assess if a settlement offer covers your medical care, missed pay, future expenses, and other covered costs and negotiate for a better settlement if necessary.
Talk to Our Florida Workers’ Compensation Team for Free Today
At Bogin, Munns & Munns, we are a full-service law firm that practices virtually the full spectrum of Florida law. We have been helping injured Floridians get the money they deserve since 1979.
If you need help after a workplace accident or illness, we are here to help. We will review your case for free and discuss how our workers’ compensation lawyers can help you get the money you need and deserve. Contact us today for your free consultation with our team.
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