One of the first things to do after realizing you are disabled is to make sure you have some financial stability. However, the last thing you want to do is be bogged down by complicated paperwork for disability benefits, unsure if you’ll even be receiving those benefits once you’re done.
A Social Security Disability attorney from Bogin, Munns & Munns can guide you. Our Clermont team can help you receive aid while mitigating the hassle.
If You’re Disabled, Our Attorneys Can Help
Two benefits programs can provide you with financial support after becoming disabled: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Both are funded by Social Security taxes and have specific requirements for those who can qualify.
While not required to apply for SSDI or SSI, a lawyer from our firm can help at many stages in the process – and there are many stages. Depending on which benefits you are qualified to receive, you may need to compile evidence such as:
- Medical records and testimony supporting your disability claim
- Work history spanning several years
- Documentation of your inability to work at all or as you could before the disability
- Financial records that highlight your income situation
We Manage Your Whole Case
At Bogin, Munns & Munns, we do this on your behalf, gathering the correct documentation, as well as sufficient evidence, to help increase your application’s chances of approval. Some applications are denied due to minor paperwork mistakes that can be avoided with proper preparation. You can count on us to navigate the application process without falling prey to common pitfalls.
Our Promises to You
When you hire a disability benefits lawyer from our firm, you gain an ally and advocate. To provide you the help you need, we offer:
- Availability: You can contact our office 24/7.
- Reputation: We have been honored by publications and peers.
- Results: We have obtained millions for our clients in multiple practice areas.
- Experience: Our firm has been around for over 40 years.
- Convenience: Several Florida locations allow you to find the closest office to you.
- Respect: We respect your time, your well-being, and your case’s unique facets.
- Dignity: We won’t treat you like another case or another statistic.
- Fairness: We will fight for you to receive the disability benefits you deserve.
This isn’t just another case to you; this is your financial security. We take that seriously.
SSDI vs. SSI Benefits
While both Social Security Disability Insurance and Supplemental Security Income provide additional funds for disabled Americans, they have different criteria and offer different aid. SSDI has strict requirements for what constitutes a disability, and SSI is a needs-based program.
Social Security Disability Insurance
The Social Security Administration (SSA) maintains a list of medical conditions that constitute you as disabled. For example, you could qualify for SSDI benefits if you suffer from:
- Speech and sensory issues like blindness or hearing loss
- Mental disorders like depression or schizophrenia
- Neurological disorders like epilepsy or Parkinson’s
- Cancers like pancreatic cancer or lymphoma
- Immune system disorders like lupus or HIV
This list is by no means all the eligible conditions. We can determine if your case qualifies. Some diagnoses automatically entitle you to benefits, such as acute leukemia; this is called a compassionate allowance.
The SSA Takes a Lot Into Account
If your illness or injury is not included on the SSA’s list, that doesn’t mean you’re out of luck. In fact, the SSA examines cases based on more than just if you have a qualifying disability. The process involves evaluating if:
- You are not working this year and your earnings are under $1,310 per month.
- Your condition is severe, limiting daily activities for at least a year.
- Your condition is included in the SSA’s list of disabilities.
- You are unable to continue doing your previous work or any other work.
In addition to meeting these requirements, you must also have worked a certain amount in your lifetime, particularly five of the last ten years. This is because your work pays into Social Security Disability taxes; in essence, the SSA only wants to pay out to people who paid into SSDI.
If this seems like a lot of requirements, it is, but you won’t work to meet them alone. Contact our Clermont office for backup. Our Social Security Disability attorneys can help you sort out your qualifications, provide proper evidence for each requirement, and support you during the appeals process if your claim is denied.
Supplemental Security Income
According to Benefits.gov, you may be eligible for SSI benefits if you are any of the following:
- Aged 65 and above
While the waiting period for SSDI can be five months (barring certain circumstances), SSI benefits can be approved much faster. However, they have added income requirements, as well as other factors that may reduce the amount you ultimately receive. Those factors include:
- Income and assets
- Work situation
- U.S. citizenship or qualified alien
- Marital status
For example, some SSI recipients are still able to do some work, and their benefits may be reduced by what they bring in from jobs or pensions. The Center on Budget and Policy Priorities states that individuals can’t have more than $2,000 in assets, and couples can’t exceed $3,000. Married couples receive more benefits – $1,191 in 2021 – whereas if you are single, you receive less – $794.
More on Eligibility
SSI benefits often apply to disabled or elderly individuals who have never worked or have not worked in some time. For that reason, a significant amount of SSI recipients are children. If you are unsure about the eligibility of you or your child, contact Bogin, Munns & Munns today.
Claim Denials Are Not the End of Your Case
“Denial” sounds permanent, but in the case of SSDI and SSI benefits, it’s not abnormal. We mentioned before that simple paperwork errors can account for a denial. A disability benefits lawyer from our firm can be especially useful following a denial, tracking down the issue that led to the ruling and preparing for the appeals process.
Don’t start over from scratch if your claim was denied. Contact our firm to learn the next steps.
Learn More Today
If you’re frustrated, confused, or discouraged, contact Bogin, Munns & Munns in Clermont. One of our Social Security Disability attorneys can evaluate your case. We’re available 24/7 at (352) 243-8981.